Your Middle Georgia homebuying journey
Ten steps from your first tour to keys in hand. Shamarr walks each one with you — here's what happens, what you do, and what to keep.
Important. Your Purchase Agreement and lender instructions control exact dates. Shamarr and your lender will confirm your home-specific schedule.
The ten steps
- 1
Discover & Tour
Walk communities and models so you can compare floorplans, homesites, HOA details and move-in timing side by side.
What you do
- Shortlist two or three communities
- Tour models with Shamarr and ask about homesite differences
- Note how each move-in window fits your timeline
Save: Community and floorplan sheets you were given, plus your own tour notes.
- 2
Get Prequalified
A lender reviews your income, assets and credit so you shop with a realistic payment range instead of a guess.
What you do
- Gather income, asset and ID documents
- Talk with a lender about loan options
- Model a full monthly payment you're comfortable with
Save: Your prequalification letter and the document list your lender sent.
- 3
Choose Your Home
Pick the specific home and homesite. Review price, included features, fees and the estimated completion window before you commit.
What you do
- Confirm what's included in that collection
- Compare features against other options
- Ask Shamarr about the homesite and estimated completion
Save: The feature list and any written estimate of completion timing.
- 4
Sign & Deposit
You review and sign the Purchase Agreement and any addenda, then pay earnest money by the deadline stated in your agreement.
What you do
- Read the agreement and addenda carefully before signing
- Ask about anything you don't understand
- Send your deposit exactly as the agreement instructs
Save: The fully executed agreement, every addendum, and your deposit receipt.
- 5
Loan Application
Apply with your lender by the deadline in your contract, then answer document requests quickly.
What you do
- Apply by your contract deadline
- Return lender conditions the same day when you can
- Avoid new debt or large unexplained deposits
Save: Your Loan Estimate and every document you send the lender.
- 6
Underwriting & Build
The lender works your file while the home is built. Staying reachable is the single biggest thing you control here.
What you do
- Respond to lender requests promptly
- Keep Shamarr posted on anything that changes
- Watch for construction updates as the home progresses
Save: Approval or conditional approval notices and any updated disclosures.
- 7
Optional Third-Party Inspection
If you want your own inspector, it is optional and builder-coordinated — scheduling and site access follow the builder's process, so arrange it in advance.
What you do
- Decide early whether you want an inspection
- Ask Shamarr how scheduling and access work for your home
- Check your agreement for any rules that apply
Save: Your inspection report and any follow-up list.
- 8
New Home Orientation
A walk-through of your finished home where you learn how it works and document items needing attention. It is often scheduled shortly before closing.
What you do
- Bring a notepad and take your time
- Ask how systems, shut-offs and warranty service work
- Make sure every item you raise gets written down
Save: The orientation list and any service request numbers.
- 9
Final Walkthrough
Near closing you re-check the items agreed at orientation and complete your acceptance review.
What you do
- Bring your orientation list
- Confirm agreed items were addressed
- Raise anything new before you sign
Save: The signed walkthrough or acceptance review.
- 10
Closing & Keys
You review final figures, bring required ID and funds, sign closing documents and receive possession.
What you do
- Review your Closing Disclosure when you receive it
- Confirm what ID and funds are required and how to send them
- Ask your closing team about anything that looks different
Save: Your Closing Disclosure, the full closing package and your warranty booklet.
Important dates to watch
These are events to watch for, not fixed timelines. Exact timing comes from your executed agreement and your lender — dates vary by market, community and home.
- Contract & deposit dueSign the Purchase Agreement and send earnest money exactly as your agreement states.
- Loan application deadlineApply with your lender by the deadline written into your contract.
- Financing / approval milestonesAny loan commitment or approval checkpoints your agreement and lender set.
- Design selection deadlineIf your home includes selections, they close by the date in your selection paperwork.
- Optional inspection coordination windowIf you want a third-party inspection, it is builder-coordinated and arranged in advance.
- New Home OrientationYour walk-through and home demonstration ahead of closing.
- Closing Disclosure reviewYour lender provides the Closing Disclosure for review before closing.
- Final walkthroughYour acceptance review near closing.
- Closing daySigning, funding and receiving possession.
How Shamarr keeps you on track
Shamarr's working preference is a check-in every Monday and Thursday while you're in process — you can ask for more or less, and change it any time. It's a habit, not a promise: consistency is what keeps a file moving.
Shamarr helps coordinate your next steps and chases the questions you shouldn't have to chase. You, your lender, the title and closing team and the construction team each control their own items, so the fastest path is simply telling Shamarr early when something changes.
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Estimated completion dates and slotting forecasts are estimates and may change. This page is general information, not legal or financial advice.